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Classic insurance

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BobV7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BobV7 Quote  Post ReplyReply Direct Link To This Post Topic: Classic insurance
    Posted: 10 May 2019 at 08:16
I've just bought a bike registered as a "classic" and contacted Footman James for insurance. Price for cover ended up about £25.00 higher than the original quote because I don't own a car registered in my name. WTF! AngryCan anyone give a sensible and logical explanation for the pricing of insurance cover?
V7 Classic Black and gold is the best colour but green & black is nice too!
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Brian UK View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Brian UK Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 08:18
Did you ask them?

Brian.

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BobV7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BobV7 Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 09:01
I did but I don't think the fact that I'm insured to drive the wife's car as a daily drive can have registered with the person I spoke to. I've just spoken to them again and now I'm waiting for them to get back to me with either a clearer explanation or a refund; hopefully the latter!
V7 Classic Black and gold is the best colour but green & black is nice too!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BondEquipe Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 10:21
Obviously they thought you were going to use your 1926 Shuttleworth Snap as an everyday commuter!

Stephen
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iansoady View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote iansoady Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 10:56
Footman James, like Carole Nash, no longer have knowledgeable people working for them. Go to Peter James, who do.
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BobV7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BobV7 Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 11:04
All sorted now....basic misunderstanding and a refund to my card. Happy Bunny once again. See, smiley face!Big smile
V7 Classic Black and gold is the best colour but green & black is nice too!
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Dave P. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Dave P. Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 11:46
See smiley face Bob.How about letting us see classic Honda.
TO LIVE OUTSIDE THE LAW YOU MUST BE HONEST.

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BobV7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BobV7 Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 12:39
As you asked so nicely Big smile See big smile!


Shuttleworth Snap currently off road due to having grommet retaining flanges reformed.
V7 Classic Black and gold is the best colour but green & black is nice too!
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Dave P. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Dave P. Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 13:15
Very smart indeed. Is it more to your liking than a lumpy twin?
TO LIVE OUTSIDE THE LAW YOU MUST BE HONEST.

1971 V7 Special. 1972 850GT.
1970 T120 Bonnie. 2009 500 Bullet.
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BobV7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BobV7 Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 13:21
In my experience every bike and engine configuration has its own charms and I will miss being lulled to sleep at the traffic lights by the gentle rocking motion!
V7 Classic Black and gold is the best colour but green & black is nice too!
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Dave P. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Dave P. Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 13:22
TO LIVE OUTSIDE THE LAW YOU MUST BE HONEST.

1971 V7 Special. 1972 850GT.
1970 T120 Bonnie. 2009 500 Bullet.
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BondEquipe View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BondEquipe Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 14:10
Whilst we're talking insurance (I know, here we go again but hang in there it's worth it, ) I've just renewed mine. Having 8 bikes ranging from 1979 to 2004 on the policy makes it a real pain going through the details with several companies most of whom don't know a a Le Mans from a Lemon or have heard of Gasgas or Gilera! They all have different criteria for classic and different mileage restrictions, etc.

Anyway, it took me the thick end of 3 days to get comparable quotes from 4 companies. I had to discount Bennetts and one other as they have now got a restriction that says they will not provide theft or damage cover within half a mile of the house if it's not in the garage. Not just if it's left out overnight but at any time. I.e. when it's being washed, when you've rolled the bike out and are shutting the door or getting the keys!

So, for all of these I've 10+ years no claims, no accidents or convictions & wanted European & breakdown cover.

We started with Carol Nash who I was already with - £443.
Footman James  - £383, with a mileage restriction of 5,000 miles OVER ALL 8! ((625 miles per bike!)
Footman James  - £303, if I joined the VMCC, with a mileage restriction of 10,000 miles OVER ALL 8!
Peter James  - £353.
RH Specialist Insurance (who I'd just chatted to at Stafford) - £258 with a mileage restriction of 3,000 miles per bike.

Big differences, eh? Any guesses where I went?   I would say that at least that's it for a year but then there's my car, the wife's car, the house, etc, etc . . .


Edited by BondEquipe - 10 May 2019 at 14:18
Stephen
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George S View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote George S Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 17:20
Have used RH for four years now don't even bother with other quotes. Service good at reasonable prices.
George

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Post Options Post Options   Thanks (0) Thanks(0)   Quote iceni Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 17:32
+1 for RH
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BondEquipe Quote  Post ReplyReply Direct Link To This Post Posted: 10 May 2019 at 20:42
Interesting; they weren't on my radar till I saw the guy at Stafford & I thought I had canvassed all the decent companies. But I can't fault the staff - English speaking (never a certainty!), competent and by far the best price.  Just waiting for the docs to arrive to see where the catch is!
Stephen
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