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Bennetts Insurance. Specialists NOT!

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motomike1400 View Drop Down
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    Posted: 07 Sep 2022 at 10:55
Seeing TonyGs sad tale of woe re his stolen bike, I note his comment about Bennetts not knowing  bikes.

I've just come home to a letter from Bennetts stating they couldn't renew my multi bike cover using the details they hold, although the 4 bikes have been covered for the last 12 months. The problem?  They didn't know what a BMW R1250R (sport) was!   Is it the GS? they ask. No. Is it a RS? No. Is it  GSA? No.
 None of those. It's a R...the naked version, in sports trim. 'Not listed' they say. Have to refer to underwriters.  Give them the link to BMW brochure I suggest, it's a common model.   Eventually someone agrees that BMW do indeed make it and I've not dreamt it.  So, insured again. 
They advertise themselves as Insurance Specialists.  Surely, false advertising. 
Thankfully the didn't ask about the SWM R300RS enduro with competition tyres ! That's a real headache to explain. 
V7 Classic. 1800 Touring Goldwing. Honda Africa Twin 1000. Kawa Z900RS Cafe. SWM300RS. Folding moped thingy.
Though these may change🤔
Now thinking less is more🤔
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borderer View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote borderer Quote  Post ReplyReply Direct Link To This Post Posted: 07 Sep 2022 at 14:42
Quite happy with Bennetts, like all insurers you are just speaking to someone who reads off the info on screen. This year I had a renewal of £324 for three bikes (up from £280) when I added a fourth bike the quote dropped down to £246 !! he guy on the phone said he hadn't a clue why but that was what came up on his screen.
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Tony G View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Tony G Quote  Post ReplyReply Direct Link To This Post Posted: 07 Sep 2022 at 16:52
????
I'll get their soon
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Oldrat Quote  Post ReplyReply Direct Link To This Post Posted: 07 Sep 2022 at 18:01
Originally posted by borderer borderer wrote:

Quite happy with Bennetts, like all insurers you are just speaking to someone who reads off the info on screen. This year I had a renewal of £324 for three bikes (up from £280) when I added a fourth bike the quote dropped down to £246 !! he guy on the phone said he hadn't a clue why but that was what came up on his screen.





Can you add mine please, I’ll pay you!


Wink
1976 "Zagato" Gootsi cafe racer
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Tony G View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Tony G Quote  Post ReplyReply Direct Link To This Post Posted: 08 Sep 2022 at 16:44
Funilly enough I phoned Bennetts this morning To ask about text messages I'd received about my claim. Totally different Really helpful. Maybe it's pot luck who answers the phone.
I'll get their soon
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Glawster Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 09:47
I have my BMW R1250R SE insured with Bennetts.  Just renewed on 1st Sept. No problem, very helpful and did not increase the premium when I owned up to another 3 points on my licence.   
1973 Guzzi V7 Sport
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Jerry atric Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 10:36
Originally posted by Glawster Glawster wrote:

I have my BMW R1250R SE insured with Bennetts.  Just renewed on 1st Sept. No problem, very helpful and did not increase the premium when I owned up to another 3 points on my licence.   

Are those 3 points for a speeding flywheel?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Glawster Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 11:14
Originally posted by Jerry atric Jerry atric wrote:

Originally posted by Glawster Glawster wrote:

I have my BMW R1250R SE insured with Bennetts.  Just renewed on 1st Sept. No problem, very helpful and did not increase the premium when I owned up to another 3 points on my licence.   

Are those 3 points for a speeding flywheel?

No, the flywheel got away with it...
34 in a 30 limit and 78 in a 70 limit.  Fair cop, but right on the threshold of prosecution both times Ouch
1973 Guzzi V7 Sport
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Brian UK Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 11:28
I thought the ACPO guideline was 10%+2.
Brian.

Better 5 minutes late in this world than years early in the next.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nickst4 Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 11:42
As I saw it explained, the guidline for leeway on speeding is just that and some police forces do not abide by it, preferring capital punishment for any speed over the posted limit. In any case, it wasn't as I naively understood it that riders/drivers were allowed 10% on their speedos, it was a margin of error for the speed cameras themselves.

Having had to attend two speed-awareness course over the years, both related to my car, it makes me very wary about speeding in urban/semi-urban environments. Naturally, I go like stink on my bikes when I think the coast is clear. But carefully, of course! Wink

Nick 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Brian UK Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 16:18
Well, legally, the margin on a speedo is zero below and 10% above, or in other words it cannot read low but can read faster than the actual speed.
Every speedo I have experienced read fast by a few mph.
Brian.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Guzzi1000SE Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 19:51
Originally posted by Brian UK Brian UK wrote:

I thought the ACPO guideline was 10%+2.

My understanding is that you are correct Brian.  But it is only guidelines and "guidelines do not and cannot replace police officers discretion".  Which is why I am always polite and courteous, on the odd occasion I've been pulled over.  After all they are only doing a job, which we are paying them to do.  

I understand some Chief Police Officers set different tolerances in there regions.  Such as Essex which don't use a standard threshold. Follow link below  

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Oldrat Quote  Post ReplyReply Direct Link To This Post Posted: 09 Sep 2022 at 22:48
Originally posted by Brian UK Brian UK wrote:

Well, legally, the margin on a speedo is zero below and 10% above, or in other words it cannot read low but can read faster than the actual speed.
Every speedo I have experienced read fast by a few mph.



I used to put my police BMW bike on our laycock rolling road twice daily, (start and finish of a tour of duty)  to test and record the speedo accuracy.

The specially fitted AT speedo head was always accurate and read 30 mph while the OEM BMW speedo read 36mph - ie 20% over
So much for German engineering.
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Brian UK View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Brian UK Quote  Post ReplyReply Direct Link To This Post Posted: 10 Sep 2022 at 07:27
But it impresses the owner.
I thought the legal maximum was 10% over plus a small fixed margin. (Vehicle constuction and use regs).
Brian.

Better 5 minutes late in this world than years early in the next.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Andy M Quote  Post ReplyReply Direct Link To This Post Posted: 10 Sep 2022 at 08:07
No idea on the current law, most type approvals are EU readovers so C&U is supplanted, but I doubt VCA, one of the TUV's etc. would let more than 5 kph over reading go. When it's just a case of tweaking the software why would they. There is always a list of stuff to fix, so they add the nice-to-have to the point you say it can't be done. This is why you don't do UK type approvals, but that's another subject.

The point being you can't rely on it. Yes, you might meet a camera run by a quango that can't process the volume of 31 mph hits so sets the bar at 35. Your old mechanical speedo might be showing 40. You might also meet a quango that has plenty of staff so will send you a NIP for 31 or just hit one of many potholes, give it a fraction more throttle and be showing 42 on the clock when you get done. 

The only way to put this idiocy out of business is to stop getting caught. You won't get caught if you match your instrumentation to whatever low and random number they post. Save the real riding for places you can spot the traps and traffic volumes will be low enough to make their vans unprofitable. 

Oh, and flash your headlight and/or tap your helmet to warn others the tax van is out. 

Andy 


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